A checklist to help you plan for early retirement.
Include all assets such as savings investments real estate and liabilities such as debts and loans.
Consider potential changes in lifestyle healthcare costs and inflation.
Use conservative assumptions and consider different market scenarios.
Use online calculators or consult with a financial advisor.
Consider diversifying across different asset classes.
Understand the rules and limitations of each account type.
Consider health insurance options such as COBRA the Affordable Care Act (ACA) or private health insurance.
Evaluate the costs and benefits of different policies.
Ensure adequate coverage for your specific circumstances.
Consider the 4% rule or other withdrawal methods.
Have a plan B in case things dont go exactly as planned.
A financial advisor can provide personalized guidance and support.